{"id":26085,"date":"2023-03-22T08:26:11","date_gmt":"2023-03-22T12:26:11","guid":{"rendered":"https:\/\/oxfordriskllc.com\/?p=26085"},"modified":"2023-03-22T08:26:11","modified_gmt":"2023-03-22T12:26:11","slug":"builders-risk-insurance","status":"publish","type":"post","link":"https:\/\/oxfordriskllc.com\/blog\/insurance\/builders-risk-insurance\/","title":{"rendered":"Builders Risk Insurance"},"content":{"rendered":"<p>&nbsp;Builder&rsquo;s risk insurance (BR), also known as course of construction insurance, is a specialized type of property insurance that helps protect buildings under construction. Simply put, it is the insurance policy that you start with when you start construction.<\/p>\n<p>What are a few things that BR covers:<\/p>\n<ul>\n<li>Theft and Vandalism<\/li>\n<li>Fire<\/li>\n<li>Acts of God like named storms<\/li>\n<li>Lightning and Hail<\/li>\n<\/ul>\n<p>What does it insure:<\/p>\n<ul>\n<li>Materials<\/li>\n<li>Supplies<\/li>\n<li>Building equipment<\/li>\n<\/ul>\n<p>What are some things to consider prior to purchasing BR:<\/p>\n<ul>\n<li>Loss of rental income, if your building does not get complete<\/li>\n<li>Expenses associated with building not being complete<\/li>\n<li>Debris removal<\/li>\n<li>Scaffolding<\/li>\n<\/ul>\n<p>Things you need to know:<\/p>\n<ul>\n<li>When does coverage start and end<\/li>\n<li>Pick an agent that is familiar with BR and has companies that are experienced as well<\/li>\n<li>Have your agent explain all of the exclusions<\/li>\n<\/ul>\n<p>Builders Risk is typically very simple but can also be very complicated for an agent that does not write many policies.&nbsp; Please reach out to Oxford Risk with any questions that you may have.<\/p>\n<p>&nbsp;<\/p>\n<p>James Kahoe President of Oxford Risk LLC with 20+ years of commercial insurance experience.<\/p>\n<p>(330) 523-9590 Mobile<\/p>\n<p><a href=\"mailto:jkahoe@oxfordriskllc.com\">jkahoe@oxfordriskllc.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp;Builder&rsquo;s risk insurance (BR), also known as course of construction insurance, is a specialized type of property insurance that helps protect buildings under construction. Simply put, it is the insurance policy that you start with when you start construction. What are a few things that BR covers: Theft and Vandalism Fire Acts of God like&hellip;&nbsp;<a href=\"https:\/\/oxfordriskllc.com\/blog\/insurance\/builders-risk-insurance\/\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">Builders Risk Insurance<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":26086,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[2],"tags":[],"class_list":["post-26085","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance"],"_links":{"self":[{"href":"https:\/\/oxfordriskllc.com\/blog\/wp-json\/wp\/v2\/posts\/26085","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/oxfordriskllc.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/oxfordriskllc.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/oxfordriskllc.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/oxfordriskllc.com\/blog\/wp-json\/wp\/v2\/comments?post=26085"}],"version-history":[{"count":0,"href":"https:\/\/oxfordriskllc.com\/blog\/wp-json\/wp\/v2\/posts\/26085\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/oxfordriskllc.com\/blog\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/oxfordriskllc.com\/blog\/wp-json\/wp\/v2\/media?parent=26085"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/oxfordriskllc.com\/blog\/wp-json\/wp\/v2\/categories?post=26085"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/oxfordriskllc.com\/blog\/wp-json\/wp\/v2\/tags?post=26085"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}