How to Choose Nail Salon Insurance

If you’re running a nail salon, you’ve no doubt learned the value of both hard work and luck. You’ve put in the hard work, and you plan to keep it up. You’ve been lucky enough to make it this far. It’s time to establish some safeguards to keep your business on track even when bad luck happens.

The idea of purchasing insurance can be daunting, but with a little help from an agent, it’s actually a simple process. Once you’re acquainted with the concepts, it shouldn’t be hard to narrow down your options and decide what coverage is right for you. Here are a few things to know before you start that conversation.

Bundling coverages can save you money on insurance in Akron Ohio. An agent can craft a Business Owners’ Policy to cover all of your business-insurance needs. It will include both property and liability coverages, insulating your bank account from unforeseen costs that you can’t control.

Oxford Risk LLC Can Help Provide Nail Salon Insurance

Oxford Risk also offers these coverages individually. If you already have a property insurance policy that you want to keep, you can separately purchase general and personal liability insurance.

Business in the 21st century faces some new hazards, and many policies now include less-traditional coverages such as cyber liability and employment practice liability.

We also offer business auto coverage, workers’ comp coverage and umbrella coverage. Depending on your circumstances, you may want to extra protection against a hazard like flooding. Bundling coverages saves money and simplifies the administrative side of your life.

Don’t be afraid to ask for exactly what you want. It’s up to you to balance the cost of the premiums against the value of the protection you’re purchasing. Get the numbers on paper, lined up in a way you can understand.

You’ve come too far to be derailed by the unexpected. Reach out to Oxford Risk and get a policy precisely tailored to your needs!