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Protect your Business this Summer

    The transition from cold temperatures to hot temperatures during summer often brings about more than just a change in the weather. It can also have an impact on our atmosphere, leading to storms and the arrival of new creatures. It’s important to take precautions to protect your business and yourself from potential dangers or losses. 

    Protect your business and yourself from a summer storm by taking these precautions:

    1. Have your building inspected to identify any leaks or small breaks in the foundation or walls that may allow unwanted water or creatures to enter. 
    2. Clean your gutters regularly to keep water flowing freely.
    3. Arrange for your HVAC system to be cleaned and serviced. No one wants the AC to break down during a 90-degree day!
    4. With more people outdoors during beautiful summer days, it’s essential to keep your sidewalks and parking lots free from debris and hazards such as fallen branches and litter. Ensuring a safe environment will minimize the risk of accidents and potential claims against your business. 
    5. If your establishment has outdoor seating, make sure everything is securely attached to prevent wind-induced accidents, such as flying umbrellas or tables.
    6. Regularly trim and inspect your trees to reduce the likelihood of a dead branch or an entire tree falling onto your building or customers! 

    Burglary rates also increase during the summer. To protect your business, you can follow the steps outlined below: 

    1. Make sure your outdoor lighting is in working order. A well-lit premises acts as a deterrent to potential burglars. 
    2. Install cameras! 
    3. Secure all entry ways. Evaluate and reinforce the security of all entry points to prevent unauthorized access. 
    4. Upgrade to heavy-duty locks that offer increased protection against break-ins. 
    5. Do not keep a large amount of cash on hand. Take your deposits to the bank daily.
    6. Perform background checks on potential employees to reduce the probability of internal theft or fraudulent activities. 

    With all of that said, please enjoy your summer and if you require assistance in evaluating your business insurance to ensure you have adequate protection, feel free to contact Oxford Risk at 330-315-3081.