Contacts

Fairlawn, OH Office
83 North Miller Road, Suite 201,
Fairlawn, OH 44333
Cranberry Township, PA Office
2009 Mackenzie Way, Suite 260,
Cranberry Township, PA 16066
Columbus Office
3650 Olentangy River Rd
#450 Columbus, OH 43214

Municipality insurance provides coverage for cities and towns.

Help secure your hometown with municipality insurance.

Running a city or township has its own unique risks.

A municipality doesn’t operate like most other businesses. There are multiple properties to consider, including administrative offices, school buildings, public works equipment depots, and more. The risks associated with each differ based on what kind of work is being done inside, who is visiting, and what types of furniture, machinery, and materials it might contain.

Important coverages for any municipality.

As another example, consider all the different people who are employees of the township or city. From clerical staff and maintenance workers to law enforcement and first responders, there are many liability and workers’ compensation needs. Employment practice liability insurance (EPLI), as well as abuse and molestation policies, are also important for municipalities. Here are some specific coverage options you might want to consider in your municipality insurance policy:

  • Abuse and Molestation Liability
  • Commercial Property
  • Earthquake
  • Flood
  • Law Enforcement Liability
  • Public Officials Liability
  • Sewer Authority Liability
  • Workers’ Compensation

Protection for what your community relies on.

If your municipality is responsible for the utilities that residents rely on, such as sewer, water, or electricity, there is a risk of environmental hazards and contamination, failure to supply, and equipment breakdown. Coverage that takes these considerations into account is essential.

Coverage options narrowed down for your municipality.

Even though there are obvious coverage needs that go beyond a typical business, there are certain risk exposures that require general business insurance coverage. Municipalities need to consider a variety of other coverage options just like any other business including cyber liability, general liability, employee dishonesty, and fleet insurance. Every municipality is different, and your municipality needs insurance solutions that are unique to your community.

Want to learn how municipality insurance may help protect your community? Contact Us to discuss your risks, insurance needs, and to go over your coverage options.

Serving Over 20 States

We are proud to serve clients throughout Ohio, Pennsylvania, Columbus and over 20 other states from our offices in Fairlawn, OH, and Cranberry Township, PA.

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Years Experience

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