Last updated: August 21, 2026
Text Messaging Consent (SMS)
The following section is the primary privacy commitment previously published on our source site and remains in effect.
Oxford Risk LLC ("the Agency") (employees or others on the Agency's behalf) may send text messages in various formats and with various contents, including but not limited to text messages about insurance policies and other transactions initiated by You or marketing the products and services offered by or through the Agency.
You are the owner or authorized user of the mobile phone number identified below. You will notify us immediately if you are no longer the owner or authorized user of the mobile phone number identified below.
You are solely responsible for any message and data charges associated with such text messages.
To opt out at any time, send a text with STOP to the Agency and you will be removed from our opt-in list. To receive future messages you will be required to resubmit the opt-in form.
We do not sell or lease our contact data or lists to third parties, and we will not provide your personal information to any third-party individual, government agency, or company at any time unless compelled to do so by law.
Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes. This excludes text messaging opt-in data and consent, which will not be shared with any third parties.
What Information Do We Collect?
Personal Information You Provide to Us
We only have access to and collect personal information (for example your name, date of birth, social security number, credit card number, mailing or billing address, telephone number, or email address, and email preferences - collectively, "Personal Information") that you voluntarily give us via email, our online forms, or other direct contact from you.
Information Collected by Automated Means
Whenever you use the Site, we, as well as any of our third-party advertisers and/or service providers, may use a variety of technologies that automatically collect information about how the Site is accessed and used ("Usage Information"). Usage Information may include browser type, operating system, the page served, the time, how many users visited the Site, and the website you visited immediately before the Site.
Cookies
Cookies are data files placed on a Device when it is used to visit the Site. We may use both session cookies (which expire once you close your web browser) and persistent cookies (which stay on your computer until you delete them) to collect and store certain information about you.
Web Beacons
We may include web beacons (also known as pixel tags or clear GIFs) with the content and ads we deliver to you. Web beacons allow third parties to obtain information such as the IP address of the computer that downloaded the page, the URL of the page, the time the page was viewed, and the browser type.
Analytics
We may use Google Analytics and similar services to understand how visitors use our site so we can improve it. These services collect Usage Information but do not personally identify you unless you provide identifying information to us directly.
How Do We Use Your Information?
We use your information to respond to you regarding the reason you contacted us, to quote and place insurance coverage, to service your policy, and to comply with legal and regulatory obligations. Unless you ask us not to, we may contact you via email in the future to tell you about coverage that may apply to you or changes to this Policy.
Do We Share Your Information?
We may share your personal information with trusted third-party service providers as necessary for them to perform services on our behalf, such as insurance carriers (to underwrite and issue policies), CRM and communication vendors, credit-card processors, and analytics providers.
These third parties (and any subcontractors they may be permitted to use) have agreed not to share, use or retain your personal information for any purpose other than as necessary for the provision of Services.
We will disclose Personal Information when we believe in good faith that such disclosures are required by law (e.g. to comply with a court order or subpoena) or will help to enforce our policies, protect your safety or security, or protect the safety and security of our Site or third parties.
Your Privacy Rights - Access to and Control Over Information
You may at any time by contacting us via the email address or phone number given on our Site:
- See what data we have about you;
- Correct any data we have about you;
- Have us delete any data we have about you (subject to record-retention requirements applicable to insurance records);
- Notify us if you do not want us to share your Personal Information for marketing purposes.
How to Opt Out of Targeted Advertising
Most browsers let you block or manage cookies. You may also opt out of interest-based advertising through the Digital Advertising Alliance at https://www.aboutads.info/choices/, and out of Google Analytics tracking at https://tools.google.com/dlpage/gaoptout.
California Residents (CCPA)
California residents have the right to know what Personal Information we collect, receive a copy of that information, request deletion, and opt out of the "sale" of Personal Information. We do not sell Personal Information as that term is defined under the California Consumer Privacy Act. To exercise any CCPA right, contact us using the information at the bottom of this page.
EU / UK Residents (GDPR)
If you are located in the European Union or United Kingdom, you have rights under the General Data Protection Regulation to access, rectify, erase, restrict processing of, and port your Personal Information, as well as the right to object to processing and the right to lodge a complaint with a supervisory authority. To exercise these rights, contact us using the information at the bottom of this page.
Children Under 16
The Site is not intended for use by children under the age of 16, and Oxford Risk LLC does not knowingly collect Personal Information from children. If we become aware that we have collected Personal Information from a child under the age of 16, we will delete it.
Information Security
We take reasonable technical, administrative, and physical measures to protect your Personal Information from loss, misuse, unauthorized access, disclosure, alteration, and destruction. No system is impenetrable, however, and we cannot guarantee absolute security. Keep any account credentials confidential.
Third-Party Links
The Site may contain links to other websites. This Policy does not apply to such linked sites; any Personal Information you provide on a linked page is subject to that third party's privacy policy.
Dispute Resolution
Any dispute arising out of this Policy or your use of the Site shall first be addressed through good-faith negotiations. If a dispute cannot be resolved through negotiation within 60 days, either party may pursue any legal remedies available. This Policy shall be governed by and construed in accordance with the laws of the State of Ohio, without regard to its conflict-of-laws principles.
Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, UNDER NO CIRCUMSTANCES, INCLUDING NEGLIGENCE, WILL OXFORD RISK LLC BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM OUR PROCESSING OR USE OF PERSONAL INFORMATION.
Changes to This Policy
We reserve the right to update this Privacy Policy from time to time. The "Last updated" date at the top of this page reflects the most recent revision. Material changes will be highlighted on the Site.
Questions?
If you have any questions about this Policy, please contact us at 83 North Miller Road, Suite 201, Fairlawn, OH 44333, by phone at (330) 315-3081, or use our contact form.