Get a Quote ↗

Insurance by Industry

Start from what your business does rather than from what a policy is called.

By Industry

Two businesses can buy the same six policies and still be insured very differently.

What separates them is not the list of coverages. It is the limits, the endorsements and the exclusions that matter for how that particular business actually operates: what it owns, where its people work, whose property it handles and what goes wrong when a job goes wrong.

Each page below covers a family of related businesses, with a section for the individual business types inside it. If yours is not named, call us. The underwriting question is usually closer to one of these than it first appears.

Industry Programs

Industries we write

Grouped by what the work has in common. Each page names the specific business types it covers.

18 in total.

Building, Trades & Field Work

  1. 01 Contractors, Trades & Field Services Electrical, plumbing, HVAC, excavation, landscaping, cleaning, security and every trade in between
  2. 02 Manufacturing & Distribution Producers, machine shops, warehouses, wholesalers and equipment rental
  3. 03 Energy, Oil & Gas Upstream, midstream and oilfield services across the Utica and Marcellus
  4. 04 Agriculture & Farm The farm package, crops, livestock and agribusiness operations

Moving Goods & People

  1. 05 Transportation & Logistics For-hire passenger, delivery, moving and specialty transport operations
  2. 06 Trucking Insurance Motor carriers, FMCSA filings and motor truck cargo
  3. 07 Automotive Businesses Dealers, repair shops, garages and service operations

Serving the Public

  1. 08 Restaurant, Hospitality & Food Service Dining rooms, bars, mobile food, lodging and craft beverage
  2. 09 Retail & Consumer Businesses Stores, specialty retail and consumer-facing services
  3. 10 Beauty, Salon, Spa & Personal Care Salons, barbershops, spas and nail and skin services
  4. 11 Sports, Fitness & Recreation Gyms, studios, courses, courts and attraction venues
  5. 12 Cannabis Insurance Cultivation, processing, testing and retail in a scarce market

Care, Practice & Community

  1. 13 Medical, Dental & Veterinary Practices Clinical practices, their premises, records and professional exposure
  2. 14 Senior Care & Residential Facilities Assisted living, skilled nursing, memory care, home health and treatment
  3. 15 Professional Services Design, legal, financial, staffing and consulting practices
  4. 16 Technology & Digital Businesses Software, IT services, cybersecurity consulting and digital media
  5. 17 Nonprofit, Community & Public Entity Charities, congregations, schools, clubs and municipalities

Property & Real Estate

  1. 18 Real Estate, Property Owners & Lessors Landlords, investors, associations, commercial lessors and managers
Next Step

Let's put the right policy in place.

Oxford Risk LLC is an independent agency. We represent you rather than a single carrier, which means we can place your coverage with the company whose appetite actually fits your risk. Tell us what you need to protect and an advisor will take it from there.

  • Call (330) 315-3081
  • Hours Monday - Friday: 8:00 AM - 4:00 PM
  • Offices Fairlawn, OH, Cranberry Township, PA, Columbus, OH, Livonia, MI
Get a Quote