Messaging Terms & Conditions

You agree to receive informational messages from Oxford Risk LLC. Message frequency varies. Message and data rates may apply. For help, reply HELP or use our contact form. You can opt out at any time by replying STOP.

By submitting a form on this Site and signing up for texts, you consent to receive text messages from Oxford Risk LLC at the number provided, including automated messages and messages related to customer care. Consent is not a condition of purchase. Msg & data rates may apply. Msg frequency varies. Unsubscribe at any time by replying STOP or clicking the unsubscribe link. Reply HELP for help. See our Privacy Policy.


Acceptance of Terms

By accessing or using this website (the "Site"), you agree to be bound by these Terms & Conditions and by our Privacy Policy. If you do not agree with any part of these terms, do not use the Site.

No Insurance Advice; Not a Binding Quote

Content on this Site is provided for general informational purposes only and does not constitute insurance, legal, tax, or financial advice. Descriptions of insurance products are general in nature; actual coverage terms, conditions, and exclusions are set by the applicable policy issued by the insurance carrier. Nothing on this Site constitutes a binding offer of insurance, a binding quote, or an amendment to any policy you may hold.

Website Use

You agree to use the Site for lawful purposes only. You will not attempt to gain unauthorized access to any portion of the Site, interfere with its normal operation, or use automated means to scrape or harvest content or data.

Intellectual Property

All content on this Site (including text, graphics, logos, images, and software) is the property of Oxford Risk LLC or its licensors and is protected by U.S. and international copyright, trademark, and other intellectual property laws. You may view and download content solely for your personal, non-commercial use.

Third-Party Links

The Site may contain links to third-party websites (including insurance carriers, our surety-bond vendor, and payment processors) that are not owned or controlled by Oxford Risk LLC. We are not responsible for the content, privacy practices, or policies of those third-party sites.

Disclaimer of Warranties

THE SITE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, OXFORD RISK LLC DISCLAIMS ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OXFORD RISK LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Indemnification

You agree to indemnify and hold Oxford Risk LLC, its officers, employees, and agents harmless from any claim, demand, or damage arising out of your use of the Site or your breach of these Terms.

Governing Law & Dispute Resolution

These Terms are governed by the laws of the State of Ohio, without regard to its conflict-of-laws principles. Any dispute arising out of these Terms or your use of the Site shall first be addressed through good-faith negotiation. If a dispute cannot be resolved within 60 days, either party may pursue legal remedies. Exclusive venue lies in the state or federal courts located in Summit County, Ohio.

Changes to These Terms

We may update these Terms from time to time. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms. The "Last updated" date at the top of this page reflects the most recent revision.

Contact

Questions? Contact Oxford Risk LLC at 83 North Miller Road, Suite 201, Fairlawn, OH 44333, by phone at (330) 315-3081, or use our contact form.